Most SME owners run their business on a bank balance and a gut feeling.
Wisely gives you the financial operating system that bigger businesses take for granted: real-time visibility, cash flow forecasting, and strategic advice, without needing a full finance team.
Strategy & Performance
Your financial operating system, built to grow with you.
Strategic Planning
“I don't really have a plan. I just know we need to grow.”
We become your financial thinking partner: a monthly conversation, a sounding board, and an accountability anchor. Someone who knows your numbers as well as you do.
Learn moreMargin Improvement
“We're turning over good revenue but I honestly don't know where the money goes.”
We go into your cost structure, pricing model and utilisation rates and find exactly where margin is leaking, then fix it. Most clients see meaningful gains within 60 days.
Learn moreVirtual CFO
“My accountant just files my tax. I need someone who actually helps me run the business.”
Senior finance leadership without the headcount cost. Your Virtual CFO joins leadership conversations, owns the financial narrative, and keeps every major decision financially sound.
Learn moreManagement Reporting
“By the time I see last month's numbers, I've already made the decisions.”
We build you a live reporting dashboard (P&L, cash position, pipeline, utilisation) so you always know where you stand before problems become crises.
Learn moreAccounting & Compliance
Your financial operating system, built to grow with you.
Accounting
“I spend half my week chasing receipts, reconciling Xero and still don't trust what I'm looking at.”
We automate your accounting workflows (Xero integrations, AI-powered reconciliation, payroll and GST) so the books run themselves and the numbers are actually right.
Learn moreTax
“I never have cash when tax time comes. I don't know what I can deduct. And I have no idea how to structure my drawings.”
We manage your tax position year-round, not just at filing time, so you always know what's coming, you're claiming everything you're entitled to, and your drawings are tax-efficient.
Learn moreNot sure which package is right for you?
Book a free 30-minute call. No obligation, we’ll tell you exactly what you need.
Packages
Built for SMEs serious about growth.
Four tiers from $550/month. No lock-ins. No surprise invoices. Start where you are, scale as you grow.
Lite
- ✓Monthly bookkeeping & reconciliation
- ✓GST returns (NZ) / BAS (AU)
- ✓Payroll (2 staff)
- ✓1 entity
- ✓Monthly support
Starter
- ✓Monthly bookkeeping
- ✓GST returns
- ✓Payroll (5 staff)
- ✓P&L + Balance Sheet
- ✓Weekly support
- ✓1–2 entities
Performance
- ✓Management reporting
- ✓KPI dashboard
- ✓Cashflow tracking
- ✓Budget tracking
- ✓Monthly review call
- ✓1–3 entities
Strategic
- ✓Board-ready reporting
- ✓12-month rolling forecast
- ✓Quarterly strategy & planning
- ✓Bank liaison
- ✓Multi-entity consolidation
- ✓Systems optimisation
Bolt-ons
Annual Tax & Financials
From $495
Standard (1–2 entities) or Group (3–5 entities). Annual F5, company returns, prov tax, IRD liaison.
Strategic Forecasting
Popular$995
3-way forecast (P&L, CF, BS), scenario modelling, quarterly refresh, variance analysis.
Commercial Advisory
$2,500
Contract negotiation, pricing & margin modelling, supplier negotiations, deal structuring.
Transaction Support
From $495
Bills/invoices, payments, invoice creation, debtor follow-up. Essential or Volume tiers.
* Custom packages available for complex group structures.
Client story
“Before Wisely I was making hiring decisions based on what was in my bank account that morning. Now I’ve got a 90-day cash flow forecast and I actually know what we can afford.
Founder, NZ Professional Services
Performance package client · Auckland
Why Wisely
Financial clarity that drives real decisions.
01
Built for SMEs running lean
Enterprise-grade financial thinking without the enterprise price tag.
02
Forward visibility, not rear view
We don't just report on the past. You make decisions with confidence about what's coming.
03
Automation-first accounting
AI and Xero integrations eliminate the admin. Numbers you can trust, automatically.
04
Connected to your operations
Finance works alongside Wisely IT and Consulting: one team, not three separate invoices.
05
Month-to-month from $550
Start with what you need. Add capability as you grow. Cancel anytime.
Ready to stop flying blind?
Book a free 30-minute call. We'll tell you exactly what your business needs, no obligation.